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Goals-Based Planning

OWL Private Wealth Advisors provide Goals-Based Financial & Wealth Planning that encompasses:

  • Accumulation Goals Analysis          
  • Debt Management
  • Retirement Projections and Required Minimum Distribution Analysis
  • Income Analysis, Including Cash Flow and Budgeting
  • Income Tax Planning
  • 401(k) / 403(b) Contribution & Investment Allocation Analysis
  • Education Planning
  • Real Estate Acquisition Planning
  • Succession and Estate Planning
  • Asset Allocation and Asset Location Strategies
  • ROTH Conversion Strategies
  • IRA Drawdown Strategies
  • Insurance and Risk Management
  • Disability Needs Analysis
  • Long-Term Care Funding Analysis
  • Social Security Optimization
  • Stock Option Analysis
  • Business/Employee Valuation Analysis
  • Business Continuation Analysis
  • SECURE Act Planning Strategies

Learn about what matters most

Craft the strategy to get you there

Monitor and adapt as necessary

What is Goals-Based Financial & Wealth Planning?

Goals-Based Planning is not a one time event - it changes as your life and goals change. This process helps our clients identify, pursue, achieve and their financial and life goals. Goals-Based Planning is made up of the following parts:

  • Analyzing where you stand today, and what’s most important to you
  • Establishing your personal financial and life goals
  • Simulating historical returns to determine the optimal accumulation and distribution strategy for your goals
  • Dynamically monitoring and adapting to changes along the way - when your life and goals change, we adjust where necessary

How can Goals-Based Planning help you and your family?

Goals-Based Planning takes much of the guesswork and stress out of the complex financial decisions our clients face, and it helps you stay on track to achieve your personal financial goals. Goals-Based Planning can help answer questions such as “What will I need to do to get to my ideal retirement goal and at what age?”; “What will happen to my plan if we have a market correction like we did from 2008-2009?”; and “How can I prepare for funding my child or grandchild’s education without sacrificing my own goals?”

Goals-Based Planning helps you set and maintain your course toward achieving what is most important to you and your family. After each meeting, our goal is that you will leave with a clear understanding how you are progressing toward your goals and what adjustments (if any) are required. If adjustments are necessary, your OWL Private Wealth Advisor will help determine the best course of action that fits your specific situation.

We take a Holistic View of your Total Financial Picture. 

Goals-Based Planning takes into account your total financial picture in one easy to understand format. You may be surprised to learn that your investments are riskier than they need to be, or perhaps overly conservative for your goals. Quite possibly, you are closer to paying off that debt that has been keeping you up at night.  Something as simple as reviewing your workplace beneficiaries and updating them can relieve a huge weight off of your shoulders. We can advise you on how to structure your balance sheet, including your total investment picture to optimize, and achieve what’s most important to you though our Goals-Based Planning process.